Nilgiri Bikas Bank Limited has reported a healthy growth in net profit. The bank’s profit rose to Rs 1.28 crore in the FY 2069/70 from Rs 1.03 crore reported in previous fiscal, a growth of 24.11%.
The bank’s deposits increased by 19.73% to Rs 65.63 crore and loans and advances grew 24.20% to Rs 54.82 crore whereas NPA increases by 13.33% at 0.51% compared to last year.
The Bank’s EPS at Rs.22.34, net worth per share is Rs.133.21 and PE ratio at 6.36 times.
Nilgiri Vikas Bank Limited (Rs. In '000')
|
|||
| FY 2069/70 | FY 2068/69 | Growth (%) | |
| Net Profit (Rs.) |
12843
|
10348
|
24.11%
|
| Operating Profit (Rs.) |
20183
|
16261
|
24.12%
|
| Provision (Rs.) |
1045
|
1685
|
-37.98%
|
| Net Interest Income (Rs.) |
26198
|
21121
|
24.04%
|
| Deposits (Rs.) |
656376
|
548201
|
19.73%
|
| Loans and Advances (Rs.) |
464556
|
374046
|
24.20%
|
| NPA (%) |
0.51
|
0.45
|
13.33%
|
| Cost of Funds (%) |
8.8
|
9.8
|
-10.20%
|
| EPS (Rs.) |
22.34
|
20.7
|
7.92%
|
| P/E Ratio |
6.36
|
5.85
|
8.72%
|
| Networth (Rs.) |
133.21
|
128.38
|
3.76%
|
| Fiscal Year End Price (Rs.) |
142
|
121
|
17.36%
|
Gandaki Bikas Bank Limited has reported a healthy growth in net profit. The bank’s profit rose to Rs 5.77 crore in the FY 2069/70 from Rs 3.92 crore reported in previous fiscal, a growth of 47.14%.
The bank’s deposits increased by 19.45% to Rs 247.71 crore and loans and advances grew 43.26% to Rs 212.63 crore whereas NPA decreases by 56% at 0.11% compared to last year.
The Bank’s EPS at Rs.23.05, net worth per share is Rs.118.28 and PE ratio at 6.38 times. The cost of fund bank is 10.16% which considered being very high compared to present context.
Gandaki Bikas Bank Limited (Rs. In '000')
|
|||
| FY 2069/70 | FY 2068/69 | Growth (%) | |
| Net Profit (Rs.) |
57703
|
39216
|
47.14%
|
| Operating Profit (Rs.) |
85804
|
61625
|
39.24%
|
| Provision (Rs.) |
9148
|
2519
|
263.16%
|
| Net Interest Income (Rs.) |
124371
|
91618
|
35.75%
|
| Deposits (Rs.) |
2477133
|
2073708
|
19.45%
|
| Loans and Advances (Rs.) |
2126345
|
1484285
|
43.26%
|
| NPA (%) |
0.11
|
0.25
|
-56.00%
|
| Cost of Funds (%) |
10.16
|
11.26
|
-9.77%
|
| EPS (Rs.) |
23.05
|
17.84
|
29.20%
|
| P/E Ratio |
6.38
|
7.01
|
-8.99%
|
| Networth (Rs.) |
118.28
|
129.42
|
-8.61%
|
| Fiscal Year End Price (Rs.) |
147
|
119
|
23.53%
|
Kamana Bikas Bank
Kamana Bikas Bank Limited has reported a healthy growth in net profit. The bank’s profit rose to Rs 4.99 crore in the FY 2069/70 from Rs 3.52 crore reported in previous fiscal, a growth of 41.90%.
The bank’s deposits increased by 41.53% to Rs 209.87 crore and loans and advances grew 56% to Rs 180.71 crore whereas NPA increases by 13.33% at 0.51% compared to last year.
The cost of fund is 8.55% and it’s NPA 0.18%.
| FY 2069/70 | FY 2068/69 | Growth (%) | |
| Net Profit (Rs.) |
49956
|
35206
|
41.90%
|
| Operating Profit (Rs.) |
78538
|
52005
|
51.02%
|
| Provision (Rs.) |
8183
|
4448
|
83.97%
|
| Net Interest Income (Rs.) |
105738
|
77705
|
36.08%
|
| Deposits (Rs.) |
2098723
|
1482864
|
41.53%
|
| Loans and Advances (Rs.) |
1807153
|
1158466
|
56.00%
|
| NPA (%) |
0.18
|
0.07
|
157.14%
|
| Cost of Funds (%) |
8.55
|
9.48
|
-9.81%
|
